IR35 SwitchSwitch between 'inside' and 'outside' IR35 contracts to make the most of the flexibility of contracting.
- Advice and support from IR35 industry experts
- Freedom to take on a variety of contracts – no matter their IR35 status
- Make the most of your PSC where possible – maximising your take-home pay
- FCSA and IPSE accredited
- Wide-ranging employee benefits through JSA Umbrella
- Access to our exclusive rewards programme
- Fixed-fee plan with no surprise costs
What is IR35 Switch?
When your contract is ‘inside’ IR35, you can ‘rest’ your PSC and work through JSA Umbrella at no extra cost. We’ll help manage your PSC accounts in the background, submitting your payroll (RTI) and VAT returns if necessary. Once your ‘inside’ contract ends, simply contact us and switch back to working through your PSC.
If you’re working on ‘inside’ and ‘outside’ contracts simultaneously, we’ll help you manage your payroll through both PSC and Umbrella, if appropriate.
How is my pay calculated?
When you’re working on an ‘inside’ contract through JSA Umbrella, your payslip from our Umbrella will be addressed to you personally (not your PSC), and the necessary tax deductions (Employment tax & NI) will be automatically taken from your pay.
When switch back to an ‘outside’ contract, your PSC will receive the income from your agency as usual, and you can pay yourself a mixture of salary and dividends.
AFFECTED BY IR35?
Work Compliantly Through Your PSC
We provide all the accountancy services you need to set up and work through your PSC compliantly for one fixed-fee.
Switch to Umbrella
If you’re ‘inside IR35’, switching to JSA Umbrella is easy – take your pension with you, access our fantastic rewards, and receive a range of employee benefits.
Switch between ‘inside’ contracts through JSA Umbrella and ‘outside IR35’ contracts through your PSC for one fixed-fee with IR35 Switch.
YOUR QUESTIONS ANSWERED
What are my working options if I’m classed as ‘inside’ IR35?
What would I do with my PSC if I switched to Umbrella?
If I am ‘inside’ IR35, can I still work through my Limited Company?
WHY CHOOSE JSA UMBRELLA?
Simple Set up
Simple and easy to set up – one phone call to us and we’ll take care of everything.
Real time payment notifications and a dedicated customer service team open for your queries 8am-8pm Monday to Friday and 9am-12pm Saturday
Clear, Expert Advice
We’ve been providing expert help and support to the contractor market for over 30 years .
Value for Money
Simple, fixed fee, admin free service, with access to a wide range of employee benefits and discounts.
Bring Your Pension With You
Save for the future with our pension scheme. Or you can bring your private pension or SIPP with you for no additional cost.
Tax & Compliance
We’ll make sure your tax and National Insurance contributions are deducted and paid, leaving you to get on with what you do best.
Pension, holiday pay and continuity of employment across multiple contracting assignments and clients – a huge benefit when applying for mortgages or loans.
As an employee of JSA, you’ll be covered for public liability, employers’ liability and professional indemnity.
We’re constantly assessed by the FSCA to prove our service and umbrella structure is compliant.
1000s of Rewards
We offer an exclusive range of rewards partners, with exciting discounts to enjoy for all the family.
Our PSC service includes everything your business needs
Fixed fees from £125 + vat per month
TAKE-HOME PAY CALCULATOR
Find out how your take-home pay compares between a imited company contract and Umbrella structure .
When you join JSA Umbrella, you’ll have instant access to thousands of high-street discounts at all your favourite retailers and restaurants.
- Great deals on everything from your weekly shop to upgrading your laptop or buying a brand-new sofa – see how much you can save with JSA’s high-street partners.
- Take care of your mental and physical health, with a range of on-demand online classes, covering everything from home-tutoring to kickboxing and managing anxiety.
- And, to support you and your family even when you’re not at work, we offer a range of leisure and travel discounts so you can enjoy your nights in and your holidays abroad.
Umbrella updates and news
Video: How to Take on A Mixture of ‘Inside’ and ‘Outside’ IR35 Contracts – IR35 Tips for Contractors
View our short video which explains how to take on a mixture of ‘inside’ and ‘outside’ IR35 contracts with JSA’s toggle solution.
View our short video which explains what to do if you think your contract will be classed as ‘inside’ IR35.
View our short video which explains what to do with your PSC if you choose to switch to Umbrella contracting as a result of the IR35 reforms.