IR35 SwitchSwitch between 'inside' and 'outside' IR35 contracts to make the most of the flexibility of contracting.
- Keep your Limited Company and get Umbrella for free
- Compliantly maximise your take-home pay throughout the year
- The most tax-efficient way to work
- Keep all your earnings in one place
- Advice and support from IR35 industry experts
- FCSA and IPSE accredited
- Wide-ranging employee benefits & access to our exclusive rewards programme
- Fixed-fee plan with no surprise costs
What is IR35 Switch?
When your contract is ‘inside’ IR35, you can ‘rest’ your PSC and work through JSA Umbrella at no extra cost. We’ll help manage your PSC accounts in the background, submitting your payroll (RTI) and VAT returns if necessary. Once your ‘inside’ contract ends, simply contact us and switch back to working through your PSC.
If you’re working on ‘inside’ and ‘outside’ contracts simultaneously, we’ll help you manage your payroll through both PSC and Umbrella, if appropriate.
How is my pay calculated?
When you’re working on an ‘inside’ contract through JSA Umbrella, your payslip from our Umbrella will be addressed to you personally (not your PSC), and the necessary tax deductions (Employment tax & NI) will be automatically taken from your pay.
When switch back to an ‘outside’ contract, your PSC will receive the income from your agency as usual, and you can pay yourself a mixture of salary and dividends.
AFFECTED BY IR35?
Work Compliantly Through Your PSC
We provide all the accountancy services you need to set up and work through your PSC compliantly for one fixed-fee.
Switch to Umbrella
If you’re ‘inside IR35’, switching to JSA Umbrella is easy – take your pension with you, access our fantastic rewards, and receive a range of employee benefits.
Switch between ‘inside’ contracts through JSA Umbrella and ‘outside IR35’ contracts through your PSC for one fixed-fee with IR35 Switch.
YOUR QUESTIONS ANSWERED
What are my working options if I’m classed as ‘inside’ IR35?
What would I do with my PSC if I switched to Umbrella?
If I am ‘inside’ IR35, can I still work through my Limited Company?
WHY CHOOSE JSA UMBRELLA?
Simple Set up
Simple and easy to set up – one phone call to us and we’ll take care of everything.
Here for you
Real-time payment notifications and a dedicated customer service team open for your queries 6 days a week.
Clear, Expert Advice
We’ve been providing expert help and support to the contractor market for over 30 years .
We’re a trusted partner on the PSL for multiple big agencies, so you can maintain continuity of employment no matter where your career takes you.
Bring Your Pension With You
Save for the future with our pension scheme. Or you can bring your private pension or SIPP with you for no additional cost.
Tax & Compliance
We’ll make sure your tax and National Insurance contributions are deducted and paid, leaving you to get on with what you do best.
Great Employee Benefits
Pension, holiday pay and continuity of employment across multiple contracting assignments and clients – a huge benefit when applying for mortgages or loans.
As an employee of JSA, you’ll be covered for public liability, employers’ liability and professional indemnity.
We’re constantly assessed by the FSCA to prove our service and umbrella structure is compliant.
1000s of Rewards
We offer an exclusive range of rewards partners, with exciting discounts to enjoy for all the family.
Our PSC service includes everything your business needs
Fixed fees from £132.50 + vat per month
TAKE-HOME PAY CALCULATOR
Find out how your take-home pay compares between a imited company contract and Umbrella structure .
When you join JSA Umbrella, you’ll have instant access to thousands of high-street discounts at all your favourite retailers and restaurants.
- Great deals on everything from your weekly shop to upgrading your laptop or buying a brand-new sofa – see how much you can save with JSA’s high-street partners.
- Take care of your mental and physical health, with a range of on-demand online classes, covering everything from home-tutoring to kickboxing and managing anxiety.
- And, to support you and your family even when you’re not at work, we offer a range of leisure and travel discounts so you can enjoy your nights in and your holidays abroad.
Umbrella updates and news
Our platform, IR35 Complete™, has been used to assess contractors with over 750 hiring organisations across numerous industry sectors to date. Naturally, this scale of deployment leads to a healthy data set, offering interesting insight into what’s happening in the marketplace.
If you’re a freelancer, you may be wondering how IR35 will impact you in the future. Join our webinar on 1st July to find out!
If you’re considering self-employment or have just taken your first steps into contracting, check out IPSE’s new Incubator.